| Motorcycles and Twowheelers: Bike insurance and security - "Insurance frustration" Monday, 6 February, 2012 | Home | Suggest a Link |
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I have 2 motorcycles. One is a NTV 600 Revere, the other a SLR 650. The NTV is 15 years old and the SLR is 8 years old. I insure both bikes third party, fire and theft for £154.00. I think this is a very reasonable price that I am quite happy to pay.
I am frustrated with the cost of petrol, though. Both bikes will return 50 to 55 mpg, which compared to a car and some sports bikes is better than average, but I travel approximately 15,000 miles per year which costs around £1300 each year in fuel. This figure is steadily rising as petrol prices increase.
As such, I am considering selling the SLR and replacing it with the very uncool, but incredibly frugal Honda ANF 125 Innova. The Innova should return between 120 and 140 mpg, more than halving my annual fuel bill. The Innova is a much slower motorcycle than the SLR, cheaper to buy and run, and most people would consider this to be a very cheap bike to insure. Not so.
My current insurance company informs me the policy I currently enjoy such cheap insurance with does not cover motorcycles UNDER 300cc. I would need to start a new policy. A new policy would mean I cannot transfer over my 4 years no claim bonus as I would still need this policy for the remaining NTV. To insure the quiet, gentle, slow and inoffensive little 125 would cost me £275!
No one can insure me for both the 125 and the NTV for less than £300. The NTV to insure on its own is £140, the cheapest quote I have for the 125 is £190. I cannot quite work out how this can be.
I would welcome some kind of explanation. Please mail me at ren@lostsoul.org.uk If you know how these things are worked out.
Grrrrrrrr!!, I'm so frustrated. Being green and safe is expensive.
To most riders, motorcycle helmets do not fit into their dream accessory. They feel helmets are restrictive and unnecessary and do not add to their aesthetic appeal. But it is important to know why you need to wear a helmet while riding a bike and what it does for you.
Motorcycle helmets act as a protection device for your head. Nearly all motor crashes in which riders do not wear helmets, result in major head injuries. To drive this point further, according to a survey done in the state of California, in 900 crashes, there were 980 head and neck injuries.
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Safety in riding motorcycles in order to prevent injuries is a very critical issue especially during the peak of motorcycle season. The American Academy of Orthopaedic Surgeons are very much concerned about this issue, since there are almost always a lot of motorcycle accidents happening, at least one every few days. Most injuries noted from the people brought into the Level One Trauma Units range from serious musculoskeletal injuries, open fractures and head traumas from motorcycle accidents.
The increasing accidents are linked to the increased number of motorcycles on the road. Records show that since 1997, motorcycles sales increased more than
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This is the truth about motorcycle security chains the major manufacturers don't want you to know. In recent testing it was found that the top 5 chains all failed within 63 seconds with the Irwin Record 42" bolt croppers. One in particular lasted a mere 3 seconds!
These days, simply being careful while out and about with your bike and using safety gear is not the only protection you need! Motorcycles have a far higher rate of accidents per unit distance than cars. This is due to the exposed rider and the fact that many automobile drivers fail to see these smaller vehicles in the traffic stream.
Also, as the law and lawsuit trials become more and more "complicated," you might even end up paying for the guy who was talking on his cell phone while driving, failed to see you and pushed you in the ditch. Of
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Pocket bikes are miniature motorcycles -- powered, for the most part, by oil- and gas-burning engines similar to those used in chain saws, weed whackers or other small motorized tools -- and they look just like the real thing.
The snazziest models cost thousands and are made in Italy, but the ones that are selling by the container load run from $200 to $500. They come from China, among other places, and are getting snapped up by eager teenagers and, in some cases, not-so-teenagers.
At Broadtek LLC, a South San Francisco firm
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